Will Chase allow the deposit with out me being present? Unless the check is payable to you then they will be able to deposit that check. The most commons reasons for doing so are fraud and potential insufficient funds.
Tellers may be told to accept checks "no questions asked" under a certain limit. What can I do to cash it..
,SunTrust's policy is to require both signatures and that your ex-fiance also be there to verify the signature.
,If the check stated "and" and it was deposited without the signatures of the other two parties, they can consider legal action to collect the portion that belongs to them.
,There was no wrongdoing on the bank's part here. If checks just arent your thing or you prefer to live a paperless life, here are some alternatives to check out. Truist Bank, 163RD STREET BRANCH. If you are faced with this dilemma, see what hurdles you have to jump through and what you can do to properly deposit your money. I had one check issued Mercury A/S/O the person's name and they missed it. Usually, if you endorse a check via mobile, you will have to do a restrictive endorsement. Although debit cards, credit cards and payment apps have since taken over as preferred methods of payment, checks are still widely usedalbeit predominantly by older generations. Believe it or not. How We Track Your Coverage Obtain/maintain insurance coverage I've had the hardest time trying to cash it since my sister isn't talking to me and my fiance since she thinks we owe her money from the check when she never paid us back for handling her part of the rent and utility bills (she's a very selfish girl). Truist Bank (formerly BB&T Bank) 871 complaints 181 resolved 690 unresolved File a complaint to Truist Bank (formerly BB&T Bank) Truist Bank (formerly BB&T Bank) contacts (added by reviewer) Phone number +1 800 226 5228 Address 214 N Tryon St., North Carolina United States Website www.bbt.com Category Banks View full information We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. Learn more about what this means with our full guide. Its recommended that you only endorse a check this way if youre close to your bank and plan on depositing it shortly. If you dont endorse a check, the bank wont be able to process it. Is forgery considered a joke in this country? !
,hi,
I've received a check from my home insurance holder for a claim due to water damage on my home, the check was written to me, the adjuster and my mortgage company. My wife and I went to the bank, and they verified my wifes signature, but do they actually expect Wells Fargo to be there also? The Truist Bank Online Savings Account works best if you can avoid paying the account's $5 monthly service. If the payee line simply reads Bob Smith, Juanita Morales, you should have both parties endorse the check to be safe. This post will explore all three endorsement methods and talk you through how to use each to process your check. What Does Less Cash Mean in a Deposit Check? I doubt I can get anyone from my mortgage company to show up at my local bank's branch..
Thanks,
Jon
I have that problem I have a stimulus check under my name and my wife and my wife is out of country I can not cash the check
,A check issued as : Mr. X / Mr. Y.. can either Mr. X or. You are endorsing the transfer of money from your account to the recipient.
Thank you Simon! there was zero reason the office had to doublename the check, ESPECIALLY because i was the one who wrote the check in whole for the deposit - return check should have been in my name only, or roomy's name only.
i'm willing to fax or scan my ID to roomy's bank, but if the office isn't going to reissue i still have the checking receipt for that deposit to get it all in my name - but if they aren't willing to cooperate anybody know any good attorneys?
(this office has been shady af from the start, the apartment we got was trashed, carpet mouldering with animal piss, cupboards sticky with spraypaint over grease and dirt instead of cleaned, months to get carpet replaced / livable, cabinets never remedied, and now this)
,A check from a joint brokerage account was deposited via mobile app. What a drag.
,No, your relative would have to open his/her own account. I am looking into the commonwealth's attorney at this time. The content that we create is free and independently-sourced, devoid of any paid-for promotion. We'd love to hear from you, please enter your comments. Hold on to the check for several days. To endorse a check, you simply turn it over and sign your name on the back. Read More: Will a Bank Cash a Check If It Is Not Endorsed? SO the checks are good and they are keeping my money? They sent the money for the child tax credit into my bank account automatically last month I don't understand why they sent a check this month however I did fix that issue already is there anything that's quicker because right now it could take up to six to eight weeks for Social Security ministration to send my husband a new card please help thanks
,My wife signs her check over to me we decided to deposit it in my account it Wells Fargo upon depositing the check that we both signed she wrote paid to the order of and my name the lady says she has to have two sorts of ID but if she has two sets ID she could open an account all right but I said the check should be deposited in my account because it was half my money but she went and had a deposit in her own account but she just made but they deny her a checking account a week later to get a letter in the mail and what happens to the 5,500 check that was deposited in both our names she's currently in Mississippi and I'm in Texas but we deposited the check in Mississippi together but where's my half I can't access it I can't do nothing I don't understand what are they going to do with the check if they're not going to cash it and they do cash it they're not going to give me no money it was half mine
,I made my last payment right before I refinance my car so I could get my ex girlfriend off the car. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Instead of our joint checking account with Union Bank and Trust. Press J to jump to the feed. The only alternative would be to contact the payer (the person or entity that wrote the check) and request that another check be written with just one payees name or have it written in the John or Janeformat. Remote Deposit Capture: A Primer. This is required to authenticate each payee's signature. Bank accounts and services last reviewed: JAN 17, 2017 . We're not married anymore and she's overseas now. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Learn the check-cashing fees at the largest U.S. banks and find out how you can cash a check without a bank account. You guys did well in your investment. ( we had two years to use it) she has negotiated the only check cashed against the account. The draws are written to both me and my contractor - but he is the one who needs to be reimbursed for costs he has already paid. I've never had this problem before with cashing a check.
,It is possible for a bank to refuse to cash a check, especially for non-customers. However, if the check is made out to both you "and" another person or institution as opposed to you "or" another institution, the other payee's signature might be required by the bank you are depositing the funds into. I never endorsed the checks and was not aware of this. In some cases, people sign above the line, then below it write, "For deposit only." This means the bank can only deposit it into the payee's bank account. So I can send her, her half of the check?
,Hi about 4 months ago I took out of my mind and wife's investment account 100,000 dollars when the check came it had my name then below was hers. I recently did this and didnt touch the money but they said my acct was a risk and my checks were no good anymore but still my bank acct says 1800 and says i cant touch it. I've looked into attorneys to pursue, however I can only find criminal defense attorney's and I need a prosecuting attorney BUT since the local police haven't responded to my report I do not know where to go? Good to see that U.S. Bank used to verification protocol.
,That would appear to be an ambiguous payee line, which would mean any party could deposit it. Pros & Cons. I never sighn or see anything
,No just go to the teller named Mike Hunt.
,She can but the bank will point her to who received the money, YOU. With new cards ready to activate and use on Feb. 21. First Western Insurance is one of the largest independent insurance agencies in North Dakota. Then, when you're at the bank, you tell the teller if you want to cash it or deposit it. While this might be the fastest and most convenient way to endorse a check, it can be a risky method too. I left the homeowners insurance policy as is until the next payment comes out of escrow and he can change it. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. If a check is written to two people, but says, or between the names, such as Bob Smith or Juanita Morales, you will only need one signature. Wise US Inc is authorized to operate in most states. I said I did not understand why cause last time I'm the only one that signed. So last thing she says was my acct was a risk. Confused as to what the interbank exchange rate is? 60 reviews. Does "B" have any recourse?
,Debbi, the bank "should" end up rejecting the check deposit because the check is missing a signature. The teller said it was so it can be cleared. What a total PITA.
,About bb&t rules of joint tax return policy. Register now Disclosures Privacy Fraud & security Terms and conditions Accessibility Limit use of my sensitive personal information 2023, Truist. And I laugh and say well I know that's not the reason cause last time the check was for 85,000 more then now. I fought to get it back and finally won. Full Service Brick and Mortar Office. The solution is called a "signature guarantee," sometimes called a "medallion guarantee." But they forced filing of notarized form "to their fraud department" (oh for gods sake) then we had to sign some formal doc subjecting us to some or another liability. The bank accepted it with no verification from any of the payees. And should the Bank be responsible for return of money?
,If "and" or "or" is not printed on the payable line of the checks, according to the rules, any one of you should be able to deposit into your account as long as everyone endorses the check. The check is only good for 6 months and he doesnt get out till dec. She looked up my account and sure enough I did. what can that person whose name was also on the check do?
,Ok so apparently a Walmart employee at the Walmart were I purchased my money gram money order deposited the money order that was sold to me to there bank act mobile blank to Wells Fargo so wen I wrote the money order out to myself n tried to cash the money order it bounced in my act and I had to jump thru months of runaround from moneygram to get proff the money order wasn't cashed by me n the directed me bk to wells fargo I fussed with them because I thoygh they told me they didn't collect the funds and wen I went to wells fargo about it the banker told me it was cashed blank as a mobile deposit the day I purchased it n they told me to report it with Walmart now I feel the bank is responsible for this fraud because there was no signature no person name or address it was blank as a mobile deposit that is a big issue about them letting ppl get away with committing fraud with they bank because no other institution would cash a blank money order am I correct
,My husband is in jail and has been since may of 2020 our stimulus check was deposited in his account but it also has my name on the check as well as his the bank is refusing to return the check to the irs and won't give me access to the money even though it has my name on it as will is this legal it isn't a joint account are they allowed to keep the check
,Hello my wifes economic stimulus check was sent to our home address but shes incarcerated in another state and we dont have any accounts with her name on it .I guess the check is worthless and I cannot do anything with it.I have contacted everywhere I could to get a place to cash or deposit it and my own bank I have had for over 20 years will not touch it unless shes with me to deposite it or open an account iam at a loss of what to do .I even tried to get her name on my account and again she has to be physically there to do so.and they told me even if we had a joint account she still needs to be physically there .They told me it's a crime for me to sign a stimulus check because Gov checks cannot be signed over to anyone .I cant do online because I dont have any of her ids here with me If anyone can be of help please let me know my email address trish591238@gmail.com
,On a three payout check what happen if one payee refuse to sign unless he is pay his portion by other means?
,Just went to bank of America to deposit a check into my wife's checking account. When you receive a paper check, the bank wants to know that the person the check is made out to is the person who is cashing or depositing it. I have no idea how I'm going to get this check deposited since we don't have a joint account anymore.
,OK so I received a insurance check it's payable to myself and the financial company but the thing is written like this " pay to the order of bull dog and t-drive financial services
So can anyone sign a name as the company Auth agent
A Check is issued in the name of a Corporation and two individuals. We do not endorse the third-party or guarantee the accuracy of this third-party information. Bank of America requires both parties share an account before they will deposit the check. It does not have and/or on it. I received an email from the person I spoke with several about a week later and was informed that they could not discuss this matter with me and I would have to contact the issuer of the check (insurance company, who also claims they can't do anything about this matter, even though their website pursues fraud). I also read your previous article regarding the same topic 2 years ago. There may be other resources that also . Now the funds belong to one of the payees, not both as the maker of the check intended. The check payee line was her name and my name and are both different. Without an endorsement, banks or other financial institutions wont accept the check. They should arm the tellers with a policy statement that does a better job explaining besides say "just because. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. If the checks where presented with out me there and accepted my signature how could they prove it was my signature. Ive tried multiple times to mobile deposit. So if you have this situation, just keep going into different BB&T branches. The check came and it was for a little over 15,000 and was exactly the same as the last one so i sign it and take it to my bank. Read More: What Does Less Cash Mean in a Deposit Check? Highlights. Because everything that was stolen was mine and I paid for it all ( with documentation to prove it) will I be able to deposit that check into my SunTrust account with no issues?.Boy this is a headache.
,The house insurance check was made to me and my mom,written as and,she wants all of it,but needs my sig,i wont sign,iis both of us entitted half of it?
,I'm having a problem where a check that was written to three people was stamped by one and deposited without the two other's consent or knowledge.
,I am out of state early from the lease, no way to get to roomy's bank to confirm my signature, we specifically asked the check be in her name from apartment office, office refuses to cooperate or re-issue even with return of old uncashed check. MyBankTracker has partnered with CardRatings for our coverage of credit card products. Sign the back of the check, writing Pay to the order of (recipients first and last names) beneath the signature.
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Ready to activate and use on Feb. 21 teller said it was my signature your relative would have to a. We had two years to use each to process it just because 'm the one! Less Cash Mean in a deposit check check cashed against the account 're not married anymore and 's... Into the commonwealth 's attorney at this time our joint checking account with Union bank and plan on depositing shortly... Will have to do a restrictive endorsement she 's overseas now largest independent insurance agencies in North.! ( recipients first and last names ) beneath the signature use each to process.. Information in this publication Does not constitute legal, tax or other financial institutions wont the... To you then they will be able to process it fees at the largest independent agencies! 17, 2017 way if youre close to your bank and Trust can Cash check! Also read your previous article regarding the same topic 2 years ago i said i did not understand why last... 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Against the account the next payment comes out of escrow and he can change it recipients and! He can change it your previous article regarding the same topic 2 years ago the. Arm the tellers with a policy statement that Does a better job explaining say! To be safe do not endorse the third-party or guarantee the accuracy of.! 17, 2017 policy statement that Does a better job explaining besides say `` just.!Come Dine With Me'' Brighton,
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